PCI Compliance Services | Get Certified Fast

Need PCI if: you store/process/transmit credit card data (cardholder name + number). Can't avoid if: merchant account requires it, process cards directly (not through payment processor). Can reduce scope by: using payment processor that handles cards (Stripe, Square—they're PCI compliant, you're not in scope), using iframe/redirect (customer enters card on processor's page, not yours), never storing card data (process and forget). Compliance levels: Level 1 (>6M transactions/year—formal audit required), Level 2-3 (1M-6M—self-assessment), Level 4 (<1M—self-assessment, most SMBs). Even Level 4 requires: annual self-assessment questionnaire (SAQ), quarterly network scans, compliance attestation. Can't completely avoid if you're merchant—but can minimize scope by using compliant payment processors.